How It Works

1. Know your needs

Think about how much you need to borrow, payment amount and term that would work for you. Online loans (like all other loans) are a serious financial responsibility and should only be used when absolutely necessary.

2. Apply

Fill out the online application. Our application process is secure and confidential.

3. Application review

Rather than just your credit score, we look at various factors to understand your credit worthiness. We do not perform a hard inquiry on your credit report, so it will not affect your traditional credit score.

4. Decision

Get a decision on your application. We will contact you if we need more information.

5. Funding

If your application is approved, you can get the money in your checking account or by visiting our store location.

6. Repayment

Repay as per your payment schedule in the loan agreement. If you foresee any issues with your repayment, please contact us. We will work with you.